Home Equity Line of Credit
Apply with our 100% online application in minutes with funding in as few as 5 days.
Fast Approval and Funding
Approval in as little as 5 minutes. Funding in as few as 5 days.
Over $100 Million
in equity unlocked with the Homeline platform
better terms, and lower rates.
greater borrowing flexibility compared to traditional loans
No in-person appraisal needed for loans under $400K. Prequalification won’t affect your credit score.
Borrow from $15,000 to $750,000
Take advantage of the option to take additional draws as needed.
What can I do with a home equity line of credit?
A home equity line of credit can be used for debt consolidation, home improvement, small business expenses, medical expenses, rainy day funds, covering education costs, family planning expenses, retirement costs, or other major purchases
Can I check my HELOC rate without affecting my credit?
Yes! We let you check your personalized HELOC rate without a pull — no obligation, no risk.
What makes a home equity line an attractive financing option?
A home equity line of credit is attractive because it offers flexibility and lower interest rates compared to credit cards or personal loans. You can borrow as needed, paying interest only on what you use. This makes it ideal for managing ongoing expenses like home renovations. Additionally, some HELOCs, like Figure's, provide fixed interest rates and the ability to re-borrow funds after repaying a portion of the principal, combining stability with flexibility.
Owner
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(including 401k, Savings, Investements etc.)
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